Direct Line is quite simply the leading UK online insurer.

Take out a Direct Line Home Insurance policy today and get a 20% discount off your first year's premium – and you’ll get the friendly, efficient service you expect from Direct Line. If you already have Direct Line Motor Insurance, you get a 25% introductory discount on your Home Insurance. What's more you will also get a 5% discount for buying online and you can pay by monthly instalments (see the Direct Line website for terms and conditions of instalments).

Below are the choices of cover available to you:

Direct Line Buildings Insurance

• Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes.
• Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence.
• Also covers burst pipes, accidental damage to windows or sanitaryware and the cost of alternative accommodation if necessary (following an insured event).
• 24-hour Emergency Helpline.

Direct Line Contents Insurance

• Provides cover on a ‘new for old’ basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds.
• Covers cash in your home up to £300, plus items in the garden up to £500.
• Covers against fire, smoke damage, lightning, theft, flood and escape of water or oil.
• Also covers accidental damage to TVs, home computers, home entertainment systems, freezer contents up to £250, replacement locks and keys up to £250 (following theft of keys), and possessions temporarily removed from the home to another e.g. while children are at college.
• Includes an automatic 10% increase in cover for several weeks either side of
• Christmas and family weddings
• 24-hour Emergency Helpline.

Optional Extras

• Extra Accidental Damage cover – DIY disasters, damage to furniture, ornaments, carpets etc.
• Personal Possessions – covers your personal effects and valuables, including cash and credit cards, outside the home – on holiday, for example.
• Family Legal Protection – A confidential 24-hour Helpline manned by legal experts, and up to £50,000 to help pursue your rights for the following:
• Employment claims* – Unfair dismissal, breach of contract, sex, race of disability discrimination.
• Personal injury claims – accidents at work, accidents in public places, accidents caused while cycling or in a car and clinical negligence.
• Contract claims – Purchase of a faulty car, purchase of faulty goods, purchase of negligently performed services, a poor holiday experience.
• Property Claims – Disputes with your neighbour, noisy neighbours, boundary disputes.

*The cause of action must start at least 90 days after cover starts. All claims must be reported to the legal Helpline as soon as possible. Claims are handled by Direct Line's staff or by one of our panel of solicitors until the issue of legal proceedings.

Direct Line Insurance plc is authorised and regulated by the Financial Services Authority. Subject to underwriting criteria. Registered office: Direct Line House, 3 Edrdge Road, Croydon, Surrey, CR9 1AG. Registered no. 202684.

More About Direct Line

Direct Line revolutionised the motor insurance industry in 1985 by selling direct to the consumer via the red phone brand. Since 1985 the product range has increased to include a wide range of general and life insurances, motor assistance and a range of other financial services. Their Personal Loans offering is one of the leading in the UK, both for service and market leading APR rates.

Direct Line’s leading website offers a fast efficient quote and buy process, offering a valued service by the trusted brand of Direct Line.

Direct Line offers all of the following products:

• Motor Insurance
• Pet Insurance
• Home Response24
• Home Insurance

Direct Line - Company Profile

Direct Line is a fantastic success story. Direct Line started from scratch in April 1985 with a single product - motor insurance. Now Direct Line have over 5 million customers and a whole range of products and services. Direct Line do business over the phone and on the internet and Direct Line have also gone international to Germany, Italy and Spain. The secret of Direct Line's success is outstanding customer service and a real belief in their employees.